Finance

Freelance Rate & Margin Calculator

Plan your hourly, daily and weekly rates from your own income, expenses, vacation time and tax set-aside assumptions — calculated entirely in your browser. A planning estimate, not actual tax liability.

Currency (US, UK, Canada, Australia)

Target net income per year

Annual business expenses

Vacation weeks per year

Billable hours ratio (% of work hours)

Tax handling

Estimated Tax Set-Aside (% of revenue)

A planning estimate, not actual tax liability. Out-of-range or empty entries fall back to the example 25%.

Your planned rates

How the rate calculator works

Gross revenue first — required revenue = net income ÷ (1 − tax share) + annual expenses; the effective divisor is kept above 0.1 so extreme tax inputs stay meaningful.
Realistic capacity — working weeks = 52 − vacation weeks; billable hours assume a 40-hour week scaled by your billable ratio; day rate = 7.5 billable hours.
Nothing leaves your device — every figure is computed locally as you type; no numbers, emails or files are sent anywhere.
Planning estimate — use it to sanity-check your pricing; actual tax liability depends on your real situation and local rules.